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Everyone

DMCARD SA

Marshmallow

DM app: all your financial services in one place! 
The DM App makes your financial life easier! With it, you have access to a free digital account, credit card, personal loan and much more, all without bureaucracy and without leaving home. 
 
Main features: 
 
Free digital account: 
	• No monthly fee; 
	• With all essential banking services in the palm of your hand! 
 Credit cards:  
	• Manage your card;  
	• Check your invoices;  
	• Unlock online and manage your passwords. 
 Pix, transfers and deposits:  
	• Make instant payments and transfers to friends, family or businesses! 
Payment of bills and invoices:  
	• Pay your bills and invoices easily and safely. 
Personal Loan:  
	• Credit subject to approval;  
	• Payment of the contract value is credited directly to your account within 24 hours! 
	• The loan repayment period can vary between four and eighteen monthly installments, depending on the customer's profile and choice. The first installment is due within 45 days, depending on the date of the contract.  
	• The interest rate can vary from 1.99% p.m. (26.68% p.a.) to 14% p.m. (381.80% p.a.). Example: a loan of R$ 1,000.00, in 6 months, will have an installment of R$ 193.13, Total Value of R$ 1,158.78, Interest of 3.99% p.m. (59.92% p.a.) and Cost Total Effective (CET) of 3.99% p.a. (59.92% p.a.). These values ​​are exemplary and may vary according to the financial institution's credit approval criteria. Conditions subject to change without prior notice. Contract responsibly. Ombudsman: 0800 727 8802. 
	• In case of withdrawal, you can cancel your loan within 7 days of contracting; 
	• You must repay the contracted amount within 7 days of taking out the loan, regardless of the date of cancellation; 
	• More information at https://www.vocedm.com.br/ep/ 
 
 
Why choose DM App? 
	• No queues and no bureaucracy: open your account and request your financial products simply and quickly, directly from your cell phone; 
	• Everything in the palm of your hand: access your financial services 24 hours a day, 7 days a week, with complete security and convenience; 
	• Subscription to insurance and services that make your life easier. 
 
Download the DM App now and have complete control of your finances! 
If you have any questions, just access our website https://www.vocedm.com.br or chat https://bit.ly/FalarComDm.  
About DM 
DM FINANCEIRA S.A. - CREDITO, FINANCIAMENTO E INVESTIMENTO registered with CNPJ 91.669.747/0001-92, is a financial institution authorized to operate by the Central Bank of Brazil. https://www.vocedmfinanceira.com.br/ 
DM CARTÕES PL S.A. CNPJ 52.135.675/0001-41 
 
Address: Avenida Cassiano Ricardo, nº 521 - Bairro Parque Residencial Aquarius. São José do Campos | SP - CEP: 12246-870 
 
Official contact channels: 
Telephone for customers in São José dos Campos, Jacareí and Caçapava: (12) 2136-0100  
Call other locations - 0800 702 5004 
Chat: https://bit.ly/FalarComDm 
We won't call you on this phone, okay? We also do not ask for personal data, account password and transaction codes over the phone.

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